Pricing Increases It is our expectation that a perceived or real increase in risk exposure will dramatically increase pricing to all merchants (and merchants will pass that increased pricing on to consumers). We believe the increase in pricing will come from three main sources: increase in risk exposure, the incremental operational support, and insurance premiums.…
DetailsI. Introduction This paper discusses the qualitative and quantitative impact of the Federal Trade Commission’s (“FTC”) potential aggressive actions against card-based payment transaction processors and merchant acquirers (herein referred to as “acquirers”) and models at a high-level the potential financial impacts of those actions on the broader market. First Annapolis is a management consulting firm focused exclusively on…
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Chargeback is the return of funds to a consumer, forcibly initiated by the issuing bank of the instrument used by a consumer to settle a debt. Specifically, it is the reversal of a prior outbound transfer of funds from a consumer’s bank account, line of credit, or credit card. Chargebacks also occur in the distribution…
DetailsYou have finally created a company that has become successful at selling your products and services. Sales are rolling in and life is good at the moment, until you recieve your first chargeback. At this point you may or may not understand how detrimental this can be to financial stability and maintaining a positive merchant…
DetailsThere is a chargeback solution, learn more information Get chargeback help and save time working with a mediator Learn more about the credit card dispute process
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